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All mortgage answers (
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In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged.
[link widoczny dla zalogowanych] Arranging a mortgage is seen as the standard method by which individuals or businesses can purchase residential or commercial real estate without the need to pay the full value immediately.

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1 Participants and variant terminology
1.1 Creditor
1.2 Debtor
1.3 Other participants
2 Other Terminologies
3 Legal Aspects
3.1 Mortgage by demise
3.2 Mortgage by legal charge
4 History
5 Repaying the capital

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5.1 Capital & interest
5.2 Interest only
5.3 No capital or interest
5.4 Interest and partial capital
6 Mortgages in the United States
6.1 Types of Mortgage Instruments
6.2 Mortgage loan types
6.3 United States mortgage process
6.4 Predatory mortgage lending
6.5 Option ARM
6.6 Costs
6.7 The United States mortgage finance industry

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7 Mortgage in the UK
7.1 Mortgage types
7.1.1 Self Cert Mortgage
7.1.2 100% Mortgages
7.2 UK mortgage process
8 Islamic mortgages
9 See also

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9.1 General, or related to more than one nation
9.2 Related to the United Kingdom
9.3 Related to the United States
9.4 Other nations
9.5 Legal details
10 References
11 External links

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In general terms the main participants in a mortgage are:

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